Yes—PTSD Can Qualify for Disability

PTSD is officially recognized by the Social Security Administration (SSA) as a disabling mental health condition under Listing 12.15: Trauma- and stressor-related disorders. However, being diagnosed with PTSD isn’t enough on its own. You’ll need to prove that your symptoms are severe, ongoing, and prevent you from working full-time.

What the SSA Looks For With PTSD Claims

To qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) for PTSD, the SSA will evaluate:

Medical Documentation

You must provide detailed records showing:

• A formal PTSD diagnosis from a licensed psychologist or psychiatrist
• Therapy records, medication history, and clinical notes
• How long your symptoms have persisted and how they impact daily life

Functional Limitations

The SSA will assess how PTSD limits your ability to:

• Focus or concentrate on tasks
• Interact with others in a workplace setting
• Handle stress or adapt to changes
• Maintain hygiene, schedule, or routine

You must show marked limitations in at least two of these areas—or extreme limitation in one.

Do Florida-Specific Rules Apply?

Florida follows the same federal Social Security Disability standards as the rest of the country. However, your claim is processed by Florida’s Division of Disability Determinations, and local medical reviews may factor into the evaluation.

Additionally, if your PTSD is service-related (common among veterans), you may also qualify for VA disability benefits, which can be filed separately from SSA claims.

Tips to Strengthen Your PTSD Disability Claim

• Work closely with a mental health professional: Ongoing treatment strengthens your case
• Get a written statement from your doctor or therapist: Their opinion on how your PTSD affects your work capacity carries weight
• Include supporting documents from loved ones or caregivers: They can describe how your symptoms impact daily life
• Stick with your treatment plan: It shows effort and helps create a strong paper trail

What If Your PTSD Claim Is Denied?

It’s not uncommon for mental health disability claims to be denied initially—even when valid. If that happens, don’t give up. You have the right to appeal, and many successful claims are approved during the reconsideration or hearing stages.