How to qualify for SSDI in Florida?

By Hogan Smith

Updated 04/22/2025


If you're unable to work due to a serious medical condition, Social Security Disability Insurance (SSDI) may provide the financial support you need. In Florida, qualifying for SSDI follows the same federal guidelines as in other states—but understanding the specific steps and requirements can make a major difference in whether your application is approved.

Find out if you qualify for SSDI benefits. Pre-qualify in 60 seconds for up to $4,018 per month and 12 months back pay.

Please answer a few questions to help us determine your eligibility.


SSDI Eligibility Requirements in Florida

To qualify for SSDI in Florida, you must meet two primary criteria:


Work History Requirements

SSDI is funded through payroll taxes, so you must have:


  • Earned sufficient work credits based on your age and work history
  • Paid into Social Security through prior employment


Most people need to have worked at least 5 of the last 10 years to qualify. Younger applicants may qualify with fewer credits.


Medical Disability Requirements

You must prove that you have a disabling medical condition that:


  • Prevents you from engaging in substantial gainful activity (SGA)
  • Has lasted or is expected to last at least 12 months, or result in death
  • Meets or equals a condition in the SSA’s Listing of Impairments


Your disability must be severe enough that you can’t return to your previous job or adjust to other work.


Steps to Apply for SSDI in Florida


Step 1: Gather Medical Evidence

Your chances of approval improve when you submit strong, consistent medical documentation from doctors, specialists, hospitals, and labs.


Step 2: Complete the SSDI Application

You can apply:


  • Online at www.ssa.gov
  • By calling the SSA at 1-800-772-1213
  • At a local Social Security office in Florida


Step 3: Respond to Requests for Information

The Florida Disability Determination Services (DDS) office may contact you for additional documentation or to schedule a consultative exam.


Common Reasons for Denial in Florida
  • Insufficient medical evidence
  • Short work history or not enough work credits
  • Earning more than the SGA limit
  • Application errors or missing documents


If you’re denied, don’t panic—you can file an appeal and request a reconsideration or hearing.

How Hogan Smith Can Help You

At Hogan Smith, we assist Floridians at every stage of the SSDI process:


  • Evaluating your work and medical eligibility
  • Helping you gather and submit compelling evidence
  • Filing and managing your SSDI application
  • Representing you during the appeals process if your claim is denied

Contact Hogan Smith Today

If you're ready to apply for SSDI in Florida or need help with a denied claim, contact Hogan Smith for a free consultation. We’ll help you understand your options and guide you toward the benefits you deserve.


Further Reading

A black and white icon of a newspaper on a white background.

Updated February 10, 2025

A black and white icon of a newspaper on a white background.

Updated February 10, 2025

A black and white icon of a newspaper on a white background.

Updated February 10, 2025

Was this helpful?

Boost Your Chance of Being Approved

Get the Compensation You Deserve

Our experts have helped thousands like you get cash benefits.

Contact Us


How It Works
A black and white drawing of a checklist and a handshake.
1

Briefly tell us about your case

A stack of papers with lines on them on a white background.
2

Provide your contact information

A black and white icon of a scale of justice and a briefcase.
3

Choose attorneys to contact you