If you're unable to work due to a serious medical condition, Social Security Disability Insurance (SSDI) may provide the financial support you need. In Florida, qualifying for SSDI follows the same federal guidelines as in other states—but understanding the specific steps and requirements can make a major difference in whether your application is approved.
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SSDI Eligibility Requirements in Florida
To qualify for SSDI in Florida, you must meet two primary criteria:
Work History Requirements
SSDI is funded through payroll taxes, so you must have:
- Earned sufficient work credits based on your age and work history
- Paid into Social Security through prior employment
Most people need to have worked at least 5 of the last 10 years to qualify. Younger applicants may qualify with fewer credits.
Medical Disability Requirements
You must prove that you have a disabling medical condition that:
- Prevents you from engaging in substantial gainful activity (SGA)
- Has lasted or is expected to last at least 12 months, or result in death
- Meets or equals a condition in the SSA’s Listing of Impairments
Your disability must be severe enough that you can’t return to your previous job or adjust to other work.
Steps to Apply for SSDI in Florida
Step 1: Gather Medical Evidence
Your chances of approval improve when you submit strong, consistent medical documentation from doctors, specialists, hospitals, and labs.
Step 2: Complete the SSDI Application
You can apply:
- Online at www.ssa.gov
- By calling the SSA at 1-800-772-1213
- At a local Social Security office in Florida
Step 3: Respond to Requests for Information
The Florida Disability Determination Services (DDS) office may contact you for additional documentation or to schedule a consultative exam.
Common Reasons for Denial in Florida
- Insufficient medical evidence
- Short work history or not enough work credits
- Earning more than the SGA limit
- Application errors or missing documents
If you’re denied,
don’t panic—you can file an appeal and request a
reconsideration or hearing.
How Hogan Smith Can Help You
At Hogan Smith, we assist Floridians at every stage of the SSDI process:
- Evaluating your work and medical eligibility
- Helping you gather and submit compelling evidence
- Filing and managing your SSDI application
- Representing you during the appeals process if your claim is denied
Contact Hogan Smith Today
If you're ready to apply for SSDI in Florida or need help with a denied claim, contact Hogan Smith for a free consultation. We’ll help you understand your options and guide you toward the benefits you deserve.
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