1. Why Updating Bank Information Is Important

Keeping your bank information current ensures:

• Timely deposit of your SSDI payments without delays
• No disruptions in your monthly budget or bill payments
• Your benefits are secure and sent to the correct account

2. Methods to Update Your Bank Information

You can update your bank account details for SSDI payments through several methods:

• Online via your my Social Security account:
• Log in at www.ssa.gov/myaccount
• Go to the “Direct Deposit” section
• Enter your new bank routing number and account number
• Confirm and save changes
• By phone:
• Call SSA at 1-800-772-1213 (TTY 1-800-325-0778)
• Speak to a representative and provide your new banking information
• Be ready to verify your identity with your Social Security number and personal details
• In person at your local SSA office:
• Bring a valid photo ID and your new bank account details
• Find your nearest office at www.ssa.gov/locator
• Inform the representative of your direct deposit update
• Through your bank:
• Some banks offer direct deposit change services for government payments. Check with your bank to see if they can submit changes on your behalf.

3. Information You Need to Provide

When updating your direct deposit, you will need:

• Bank routing number
• Bank account number
• Account type (checking or savings)

Ensure all information is accurate to avoid missed payments.

4. When Will the Change Take Effect?

Typically:

• Updates made before the 15th of the month are effective for the next month’s payment
• Updates made after the 15th may take an additional month to process

Continue to monitor both your old and new accounts until you confirm that payments are being deposited into your updated bank account.

5. Tips to Avoid Payment Issues

• Do not close your old account until your first payment is successfully deposited into your new account
• Double-check all numbers entered when updating online or by phone
• Keep SSA updated immediately if your bank information changes again