What are the top reasons SSDI claims are denied in Florida?
By Hogan Smith
Updated 08/04/2025
If you're applying for Social Security Disability Insurance (SSDI) in Florida, it’s important to understand why many claims are denied. Even valid claims are often rejected due to avoidable mistakes or missing information. By knowing the top reasons for denial, you can improve your application and increase your chances of success.
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1. Lack of Sufficient Medical Evidence
The most common reason for denial is not providing enough medical proof. The Social Security Administration (SSA) needs detailed, up-to-date records to confirm that your condition prevents you from working.
- Incomplete treatment history
- Missing test results or diagnoses
- No supporting documentation from specialists
- No written opinion from your doctor
Make sure your doctors submit comprehensive documentation that clearly shows your physical or mental limitations.
2. Earning Too Much Income
To qualify for SSDI, you cannot be engaged in Substantial Gainful Activity (SGA). In 2025, the monthly limit is over $1,500 for non-blind individuals. If you’re earning more than the limit—even through part-time work—your application may be denied.
3. Condition Not Considered Severe Enough
Your medical condition must prevent you from working for at least 12 months or be expected to result in death. If SSA reviewers believe your condition does not significantly limit your ability to work, they may reject your claim.
This often happens if:
- You don’t follow prescribed treatments
- There’s limited documentation of symptoms
- Your daily activities appear inconsistent with your claimed limitations
4. Failure to Follow Prescribed Treatment
If you don’t follow your doctor’s treatment plan, SSA may determine that your condition isn’t as disabling as claimed. They need to see that you are taking steps to manage your condition but are still unable to work.
5. Application Errors or Missing Information
Incorrect or incomplete applications are another top reason for SSDI denials in Florida.
- Missing work history
- Inaccurate income reports
- Skipping sections on the application
- Failing to include all relevant conditions or medications
Double-check your application for completeness and accuracy before submitting.
6. Failure to Cooperate With SSA
If you don’t respond to requests for more information, miss scheduled consultative exams, or fail to return forms on time, the SSA may deny your claim for non-cooperation.
7. Previous Denials Without New Evidence
If you reapply after a denial without submitting
new or updated evidence, the SSA may deny your claim again. You must show changes in your medical condition or work ability.
How Hogan Smith Can Help You
At Hogan Smith, we help Florida residents avoid the common pitfalls that lead to SSDI denials. Our experienced team will:
- Ensure your medical evidence is complete and properly submitted
- Help you accurately complete your application
- Represent you through appeals if you’ve already been denied
- Communicate with SSA on your behalf to avoid delays or miscommunication
Contact Hogan Smith Today
Don’t let your SSDI claim be denied due to preventable mistakes. If you’re applying for disability in Florida or appealing a denial, Hogan Smith is here to help. Contact us today for a free consultation, and get the support you need to secure your benefits.
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